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Forensic Underwriter

JOB DESCRIPTION: Forensic Underwriter

Job Summary

Allonhill is seeking quality loan origination or loan quality assurance analyst to support its core due diligence business specifically in the area of loan repurchases.  The Analyst will be responsible for assessing all aspects of loan underwriting guidelines and reviewing loan data against standards applicable to the purchase and sale of closed loans. The analyst must be a reliable and professional representative of Allonhill and be able to produce work product of the highest quality.


Major Responsibilities/Activities

  • Review and analyze loan data to origination guidelines using Allonhill’s proprietary systems.
  • Record and explain any differences between data found in the file and guideline requirements.
  • Verify the presence, accuracy, and completeness of credit, appraisal, and legal and regulatory compliance documents. 
  • Ability to review closing documents.
  • Analyze and interpret loan-related documents.
  • Identify potential risk, fraud, or misrepresentation in a mortgage loan transactions comparing loan file documents third party resources.
  • Underwrite and evaluate compliance of loans to multiple seller and servicer guidelines
  • Identify potential credit exceptions and (if appropriate) list compensating factors that mitigate risk
  • Participate in ongoing Allonhill training and enhancement activities. 

Skills and Abilities

  • Strong analytical, written and verbal communication skills
  • Knowledge of FNMA, Freddie Mac and/or HUD underwriting guidelines
  • Proficiency in Windows-based computer applications including Word and Excel
  • Ability to function independently with minimal supervision in a high production environment

Education and Experience

  • High School Degree required; college degree preferred
  • 6+ years underwriting experience
  • Experience in one or more of the following categories: correspondent transactions, bulk purchases, warehouse facilities, fraud,  scratch and dent or securitization

Pre-employment Screening

  • This position requires successful pre-employment screening, including but not limited to verification of education and employment, satisfactory criminal and credit history, and successful drug screening.

To apply, please send your resume to  [email protected].